The biggest obstacle for those who want to claim for a personal injury is the question of how they will pay for the legal proceedings. Luckily, there are many systems in place that make it easier to fund a personal injury claim.
If you have been in a car accident that was not your fault, experienced medical negligence that caused you injury or illness, experienced an injury as a result of improper procedures or equipment in your workplace, or any other such situation, you are likely in your rights to make a claim for compensation.
If you can prove that your personal injury was a result of tactions or negligence of the other party, you can claim and receive compensation for your medical bills, time spend off work, and more. Many people who are injured find that they have to go back to work before they are fully healed due to financial stress, and this worsens the injury. Making a personal injury claim can help you get the time you need to fully recover without the stress on your finances.
Also, by making an injury claim you are preventing the injury occurring again to someone else, especially when it is a result of dangerous workplace equipment in need of repair or an unsafe roadway.
However, when it comes to legal proceedings a lot of people get intimidated because they don’t know how they will pay for lawyers and court fees. However, there are a lot of solutions that can help you fund your personal injury claim, so don’t let the fear of paying for it get in the way of justice.
In legal disputes, the general rule is that the loser pays for the winner’s costs. As long as you win the court case, you will keep your compensation and your opponent will have to pay your lawyers for you. However, of course the opposite is true that if you lose, you will have to pay both yours and your opponent’s legal costs. Legal Expenses Insurance
The best way to cover your back no matter what happens is to have legal expenses insurance. This type of insurance is a common add-on to a home insurance policy, or it can be purchased as a standalone policy. The advantage of having legal expenses insurance is that whether you win or lose the court case you will still not have to pay. If you lose the case, your insurance will cover all legal expenses of both parties.
Trade Union Funding
If you are a member of a union, they might be able to fund your personal injury claim for you. This is similar to having a legal expenses policy, because you will be funded whether you win or lose the claim. Speak to your union leader to find out more about how your particular union funds personal injury claims.
Conditional Fee Agreement
Another option that might suit you well is a conditional fee agreement. This means that you hire solicitors to work on your case on a “no win, no fee” basis. If they are not successful in court, you do not have to pay their expenses. Of course, if you win your legal costs will be paid by your opponent, so this situation means that you do not have to pay either way.
As a result of these different payment options, such as legal expenses insurance, trade union funding, and conditional fee agreements, there are many ways that you can fund your personal injury claim and justice can be served.